Hope I didn't make you feel that way man! I really appreciate all the opinions coming through and I changed my mind on purchase for a couple of reasons:
1) I am concerned about the general health of the tree with that much dead material - and especially the future health of the tree in my care since I'm still pretty well new to anything thats not a stick-in-a-pot or basic nursery stock or club stock. I'm getting better at identifying and solving issues, but I'm still very much under the mantra I don't really want to spend money I'm not willing to lose and if I'm going to buy just one tree in the next three months, I'd rather have something I'm less concerned about.
2) I have zero experience in carving bonsai nor do I possess carving tools. I'm very interested in learning but it seems like learning something like that would be limited via internet or videos and I'd do better to keep my eye out for a local workshop on carving, or practice on cheaper material.
3) I'll say it again, I seriously appreciate the opinions here, especially with "worth" of material. Its the wild west out there sometimes when it comes to buying and my home area is a bonsai dead zone, I just know one other guy practicing within a 2 hour drive of me. A lot of the times if I'm buying from individuals instead of making a pilgrimage to a nursery I get a lot of them saying "Make an offer" and then I'm either stuck insulting them with a lowball price or screwing myself by offering too high.
I want to improve my collection and have more advanced material - I do see a lot of advice here to pick up a couple $200 pieces to help learn development/ramification skill versus just trying to grow out a trunk or nebari, etc. but at this point I have seen pieces that look great to my untrained eye that I don't make an offer on thinking they will be way expensive only for them to sell for $75 and then other pieces that look just beyond a stick in a pot to me that end up selling for $180. So again, I really appreciate everyone who has chimed in on this and appreciate the future patience of the community when I inevitably ask similar questions in the future.