Cheap bastard here.
The most I have paid for a tree is probably $37 or so for nursery stock. I have received a $100 BC and a $129 nursery Shishigashira as gifts. Soil has been where the majority of my money has gone. "Dirt cheap" is no longer a saying I use without sarcasm.
I have a level of guilt when spending money on a selfish hobby that is completely pointless to anyone but me, so there's that. I've literally had 2 cheap pots ($26 for both) in my amazon cart for months, and I can't pull the trigger.
The consequences of my cheapness: I have zero good bonsai and zero good pots, but I'm only 5 years in. On the other hand, my horticultural experience has increased drastically from growing trees from seed, so I'm more confident with each year that I can keep an expensive tree alive.
@rockm, you pretty much have me nailed down as someone who will never have great material, but it sure is fun trying to do the best I can with what I have (your help has been greatly appreciated and valuable to me).
@Cadillactaste, you definitely have a style. All of your trees are very unique and interesting. I really appreciate seeing your collection. I, too, can sometimes tell a tree is yours before I see who posted it.
@JoeWilson, I am largely in agreement. I have greatly enjoyed the process of growing trees with the aim of making them into bonsai one day. It has contributed to my knowledge and skills, and I feel is good for my soul and mental health. Nurturing something from the start is a good feeling. I'll add that a big part of my thinking is that, since I have no kids, I want
something I did to last beyond my own lifetime, besides a massive pile of waste in the local landfill. Several of my seedlings are destined to be planted in nature to live as normal trees, so that gives me a good feeling as well.
@Wood, I think it has more to do with having more control over the initial design. If I buy an established tree, I'm generally going to refine it, not design it, and I'll feel like a caretaker more than a creator.