Pines aren’t reliant on mycorrhizae, but it is beneficial to them in terms of nutrient and water intake because they have a relatively coarse root structure which makes it a bit more challenging for them to absorb what is available. They also help with upping the tree’s defences to pathogens that might exist in the soil, so there are good reasons to encourage it.
I agree that it comes whether you like it or not, and I have one JBP in particular I need to repot annually because it gets “choked” with it to the point watering is just impossible. This is an anomaly though, the vast majority seem to have it at more manageable levels. I add it back in a repot because it’s right there, if I had to seek it out I probably wouldn’t bother. Nothing to lose…