I wouldn't call myself a bonsnob. But because my my skill is still so undeveloped, I'll spend a lot more time than money at this point in my journey. But it doesn't seem crazy to me to procure someone else's time in material already developed.
My dad was a MOPAR nut, and I fondly reminisce about the days I despised running all over Texas and Oklahoma just to drag some ancient hulking steel carcass back to clutter the yard. One more obstacle to mow around. Until bonsai, I never understood why he spent so much time, and probably as much money on his passion, and I heavily wish I could have one more road trip with him. After all, he did find my '74 Challenger daily driver for $900 back in '94.
Anyhow, I honestly haven't earned the right, in my own over-analyzing mind, to spend real dollars on any tree that I would most likely just kill off. If I have the skill, eventually, then I'll be willing to consider putting down a couple hundred bucks on developed material, especially since I've really committed to the art somewhat late in life for such a long-term craft.
Why can't both ways be valid? I wouldn't take credit for someone else's work, but after a few years, especially with major changes, I would have enough fingerprints on it to share the credit. However, if I have a tree entirely my own, when it goes to the next artist, it becomes their tree, to claim or not to claim is their choice.